It's an unnerving feeling when you're in a car accident.Especially if you are not insured, Whereas every car accident is stressful.
It can be worse if you don't produce a policy number and have to deal with the cost of the accident if you're to blame.
But don't be afraid! This article explains what to do in the event of a car accident if you don't have external or comprehensive car insurance. So you can get back on the road soon.
At the time of the accident First, make sure that everyone involved in the accident is in good order. And out of immediate danger, Be sure to exchange data with the other driver involved in the accident.
Important details to exchange are:
- Name and address
- Phone number
- Driver's license and license plate
You will wonder what the cost of the quote is and? If this is your first accident? How the whole insurance process works.
Let's explain, all accidents generally come down to liability, If you are deemed 'at fault' by the other driver and their insurer. They'll ask you to pick up the bill for the damage.
And without insurance and debt, you could be for expenses out of your own pocket. The cost of repairs depends on the type of accident, and whether you have damaged someone else's vehicle or caused property damage. Such about someone's home or property.
You cover the costs, including the repair of the vehicle, the cost of a rental car to replace, plus any other costs to property other than the car.
You have a letter of demand asking you to pay the cost of the repairs or a phone call from their insurer.
However, if you think the accident wasn't your fault
Even without insurance, you may not have to pay for the repairs of the other driver, In some cases.
If the party has an insurer and has lodged a claim with that insurer, you should be able to repair your vehicle through their insurer. No reason to panic?
